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Saturday, October 4, 2014

PayPal Taps an Outsider to Push It Into a New Era

By MIKE ISAAC  OCT. 1, 2014

 

Dan Schulman is not a suit-and-tie type of guy.
He did not attend classes at an Ivy League school, but he used to drive a delivery truck for Princeton University’s campus bookstore. He did not go into academia, like his parents; he preferred varsity sports. Forgoing wingtips and slacks, he is more likely to show up to a boardroom meeting wearing flip-flops and jeans in the summer, or a pair of cowboy boots in the winter.
Mr. Schulman may need to buy a few new suits.
EBay, the online commerce site, announced on Tuesday that it would spin off PayPal, its online payments business, an apparent effort to keep up with the fast-changing pace of the global e-commerce industry. To run PayPal, the company brought in Mr. Schulman.
EBay announced several other executive changes as well: John J. Donahoe, eBay’s chief executive, will no longer have a day-to-day role at the company after the split, expected next year. Devin Wenig, the current head of eBay’s marketplace unit, will run eBay after that.
But Mr. Schulman, 56, is the biggest unknown in the mix, and his job comes with its share of challenges. He must find ways to attract new engineering talent to PayPal, which is viewed by many in Silicon Valley as technologically stagnant. He faces threats from new and powerful entrants in mobile payment, including Apple.
And perhaps most of all, he must lead the company into a new era of using technology to make purchases, ushered in by the advent of the smartphone.
EBay declined to offer any executives for interviews. But former colleagues and analysts said that Mr. Schulman’s pedigree seemed to check all the boxes for PayPal’s needs.
A former executive at American Express, Mr. Schulman helped introduce a prepaid card called Serve, expanding a brand historically synonymous with an affluent customer base to new segments of the market. He also led a similar push at Virgin Mobile, where he was chief executive, at the behest of its founder, Richard Branson, introducing a wave of prepaid smartphones to young customers.
“He’s led a lot of different companies into new areas of transformation,” said Karen L. Webster, chief executive of Market Platform Dynamics, who worked with Mr. Schulman during his time at American Express. “If you look at how the payments landscape is changing with new players, it seems like he’s the right guy for the transition.”
And that combination of experience is crucial, analysts say, to keep PayPal in a leading position in the world of commerce.
But the promise of experience is hardly a cure for PayPal’s deficits.
Former employees describe the code base on which PayPal is built as antiquated and out of date. For example, Keith Rabois, a venture capitalist who was an early PayPal executive, said that the company had failed to create exciting products over the last decade.
Robert Peck, an analyst at SunTrust Robinson Humphrey, said, “Just because they’ve been spun out from eBay doesn’t mean everything is fixed and O.K. to be competitive with others in the space. It doesn’t fix their tech.”
Analysts say Mr. Schulman must push PayPal to make significant advances in mobile and in-store-purchasing products, areas that PayPal has historically had to buy its way into. And partnerships with other companies — like Google and Amazon — may prove to be fertile ground for future growth after PayPal unties itself from eBay.
But for many of Mr. Schulman’s former colleagues, at least, the future is bright.
“When you’re building something from zero, there’s a lot of pressure to deliver,” Ms. Webster said. “He’s someone who has delivered.”
Mr. Wenig, 47, is more of a known quantity inside the company, having led eBay’s marketplace unit since 2011. A former executive at Thomson Reuters, Mr. Wenig has led eBay through a complete website overhaul and a rethinking of the layout and design for desktop and mobile devices.
At eBay’s helm, Mr. Wenig will face the growing threat of Alibaba Group, the dominant e-commerce site in China, which recently made its debut on the American stock market. And after a security breach earlier this year that compromised the data of close to 150 million eBay users, Mr. Wenig must convince consumers that eBay remains a safe place to shop online.
None of this will happen overnight. EBay expects the spinoff to take nine months to a year, at least, during which Mr. Schulman and Mr. Wenig will spend time decoupling their companies and trying to figure out the road ahead.

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